Medical Underwriting – Health & Dental Insurance

We offer Individual Plans for those who don’t have access to a group plan.
Most of these plans require medical underwriting.

Blue Cross

Elements Health and Dental Insurance

Elements is a flexible health insurance plan.

Life doesn’t stay the same, so why should
your health insurance?

Build the plan you need now, knowing you can change
it as your circumstances and needs change.

Manulife Financial

Flexcare® Health and Dental Insurance

Keep your health and dental insurance costs in check
by buying only what you want.

With Flexcare® plans, you can get health and dental coverage, enhanced with optional add-ons, or targeted
protection in a specific area.

Guaranteed Plans – Health & Dental Insurance

There are Guaranteed Issue Plans available if the medical questionnaire is an issue for you.

Blue Cross

Guaranteed Issue Health & Dental Plan

 The Guaranteed Issue Health & Dental Plan provides basic coverage for routine medical expenses as well as unexpected medical emergencies and accidents that can happen at any time.

With no medical underwriting, our Guaranteed Issue Health Plan covers pre-existing conditions.

Manulife Financial

FollowMe™ Health & Dental Insurance

Stay covered after your group employee benefits end.

When you’re not used to paying full price because you were covered by employee benefits, you may be surprised how much health-related costs can affect your budget.

Assured Access

Qualify once to receive health benefits for life!

Dezyne Benefits

Medavie Blue Cross is unique in offering this product.

Assured Access allows you to access future benefits based on today’s health – no future medical questions.

This can be added to any plan.

Let Us “Dezyne” a Plan For You!