INDIVIDUAL PLANS
Medical Underwriting – Health & Dental Insurance
We offer Individual Plans for those who don’t have access to a group plan.
Most of these plans require medical underwriting.

Elements Health and Dental Insurance
Elements is a flexible health insurance plan.
Life doesn’t stay the same, so why should
your health insurance?
Build the plan you need now, knowing you can change
it as your circumstances and needs change.

Flexcare® Health and Dental Insurance
Keep your health and dental insurance costs in check
by buying only what you want.
With Flexcare® plans, you can get health and dental coverage, enhanced with optional add-ons, or targeted
protection in a specific area.
Guaranteed Plans – Health & Dental Insurance
There are Guaranteed Issue Plans available if the medical questionnaire is an issue for you.

Guaranteed Issue Health & Dental Plan
The Guaranteed Issue Health & Dental Plan provides basic coverage for routine medical expenses as well as unexpected medical emergencies and accidents that can happen at any time.
With no medical underwriting, our Guaranteed Issue Health Plan covers pre-existing conditions.

FollowMe™ Health & Dental Insurance
Stay covered after your group employee benefits end.
When you’re not used to paying full price because you were covered by employee benefits, you may be surprised how much health-related costs can affect your budget.
Assured Access
Qualify once to receive health benefits for life!

Medavie Blue Cross is unique in offering this product.
Assured Access allows you to access future benefits based on today’s health – no future medical questions.
This can be added to any plan.