Dezyne Benefits is affiliated with Top Insurers for your travel needs.
We compare prices from 11 insurance companies.
We really have the Best Travel Insurance at the Best Prices.
We offer the following products and more:
- Snowbird Medical Coverage Insurance
- Sports and Extreme Sports Insurance
- Visitors to Canada Insurance
- International Students Insurance
- Multi-Trip Travel Insurance
- Annual Medical Plans Insurance
- All Inclusive Insurance Plans (Medical and Non Medical)
- Non Medical Coverage Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Lost Luggage Insurance
Together, Dezyne Benefits and SecuriGlobe will take care of you!
SecuriGlobe agents will ask you questions about your medical history, making sure to provide you with travel coverage suited for your needs. They look to cover pre-existing medical conditions as much as possible. They even have options for medical conditions deemed unstable by other providers.
Doesn’t my government health care plan cover me?
When you travel outside Canada, you leave up to 90% of your government coverage behind. Government plans also typically cover only a limited portion of medical costs once you leave your home province or territory, even if you are still in Canada. Many provincial health plans do not provide payment directly to foreign hospitals. They may have a deductible and/or not cover the cost of emergency medical transportation. Emergency assistance services offered by insurers are there to help direct you to the right hospital and make sure you receive the proper medical care.
Your government health coverage does not provide such extensive services 24 hours a day, nor does it provide upfront payment for emergency medical care. In addition, government plans do not guarantee coverage for special care such as air ambulance or emergency dental services.
Why do I need coverage when I travel?
An accident or emergency can happen anywhere. If you need medical care in another country or in another Canadian province, your government health plan may pay only a portion of the costs. Travel medical insurance starts where these plans end. It provides coverage for unforeseen problems, from a cancelled flight to a serious illness, and even such rare cases as an act of terrorism or the bankruptcy of a supplier. If an illness, accident, or other insured unforeseen circumstances forces travelers to cancel or interrupt their plans, they face two major financial losses: the money invested in non-refundable prepayments and medical expenses that in many instances may not be covered by health plans.
Travel Insurance for Snowbirds
Historically, Canadian seniors have always preferred to spend the winter months in the United States, particularly in Florida, Arizona, or Texas, primarily because of proximity and their similar culture. However, this is changing, little by little. Regions such as the Caribbean, South America, Portugal, and Mexico are becoming hot spots for Canadian seniors. With their lower cost of living, we can easily understand the growing interest
in these countries.
Regardless of your destination of choice, you will need to make sure you have good insurance coverage. The quality of care and the costs of hospitalization can vary greatly from one country to another. Without appropriate travel insurance, you leave yourself at risk of losing everything.
Prices from 11 different insurance carriers to find the best plan for you.